What Every Pennsylvania CFO Should Know About Healthcare Cost Containment
Healthcare costs in Pennsylvania have become a serious planning issue for CFOs. Health benefits now affect cash flow, hiring budgets, retention, and long-term workforce planning. A renewal increase can quickly shift financial projections, especially for companies with thin margins or rapid headcount changes. Cost containment starts with visibility. CFOs need more than premium quotes. They need […]
How Philadelphia Businesses Are Lowering Healthcare Costs While Improving Employee Retention
Rising healthcare costs in Philadelphia businesses have pushed employers to rethink how they manage benefits. Many companies want lower premiums, but they also know employees judge job quality through health coverage. Cutting benefits can hurt morale and make retention harder. The smarter path focuses on reducing waste, improving plan fit, and helping employees use coverage well. […]
The Role of Employee Benefits During a Return to Work
One of the most common areas of confusion for employees returning from leave involves their employee benefits. Questions often arise regarding health insurance, payroll deductions, disability coverage, retirement plans, and wellness programs. Employers that offer comprehensive employee benefits solutions can help employees navigate these changes while reducing confusion and stress during the transition. Learn more […]
Why Wellness Programs Matter for Delaware Employers (And How to Make Them Actually Work)
Employee wellness is now a top priority for many businesses, especially with rising healthcare costs. In Delaware, wellness programs go beyond gym memberships or one-off health challenges. Companies want to support their teams while also managing healthcare expenses and boosting productivity. The problem is that many wellness programs look good on paper but don’t get […]
How New Jersey Businesses Can Lower Healthcare Costs Without Reducing Benefits
Healthcare costs keep going up, and many New Jersey businesses are feeling the strain. Each year, employers face higher expenses but still want to provide good benefits for their teams. This makes it tough to balance costs with value. The good news is you do not have to cut benefits to lower healthcare costs. Often, […]
The Hidden Costs in Your Health Plan (And How to Eliminate Them)
Healthcare plans are a major expense for most businesses, but some important costs often go unnoticed. Many employers focus on premiums and renewals, not realizing that smaller issues can slowly drive up spending. As healthcare costs rise, it’s more important than ever to understand these hidden expenses. Finding them early helps businesses plan better, cut […]
Jennifer Schaefer Accepted into Forbes Business Council
Founder & CEO of JS Benefits Group Joins Invitation-Only Community for Business Leaders I am honored to announce my acceptance into Forbes Business Council, an invitation-only organization for successful business owners and executives. Throughout my career, I have been passionate about helping employers improve business performance through strategic employee benefits, workforce engagement, healthcare cost management, […]
Self-Insured Health Plans: How They Work and When They Make Sense
Healthcare costs are rising, so many businesses are seeking better ways to manage them. With traditional insurance, you pay fixed premiums and have limited control, which makes it difficult to track where your money goes. That’s why more companies are looking into self-insured health plans. These plans give you more control and flexibility, but they […]
The 3 Compliance Mistakes That Cost Employers the Most
One missed compliance notice cost a New Jersey employer more than $94,500. Employee benefits compliance isn’t just a paperwork exercise. For employers, mistakes involving ACA reporting, ERISA documentation, and COBRA notices can lead to significant penalties, audits, and unnecessary legal exposure. In this video, Kathryn Reed, SHRM-CP, Senior Director of HR at JS Benefits Group, […]
Jennifer Schaefer Featured in Urban Splatter: Five Employee Benefits Mistakes Growing Companies Make
Jennifer Schaefer, Founder & CEO JS Benefits Group Jennifer Schaefer, MBA, ChFC, SHRM-SCP, Founder & CEO of JS Benefits Group, was recently featured in Urban Splatter discussing five common employee benefits mistakes growing companies make. As healthcare costs continue to rise and competition for talent intensifies, employers face increasing pressure to offer benefits that attract and […]
